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How our loans work

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GR Finance provides home credit, often referred to as doorstep loans across the United Kingdom.  Home credit is designed for the purpose of meeting those unexpected costs providing small sum loans over a short period of time. One of the many benefits is that there are no hidden charges with all interest charges fixed at the outset of the loan- what you sign for is what you pay! Simply complete our online application form and a member of our customer service team will be in touch.  

GR Finance understand that not all our customers will have a perfect credit history and that you may have had issues in the past, so we always assess your current financial circumstances as part of our decision making.

GR Finance will carry out an affordability assessment each time you apply for a loan to ensure that any credit you apply for is suitable to meet your needs whilst making sure the loan is affordable.  We may consult with credit reference agencies as part of your application.

Although a lot of our customers like the personal approach of an agent visiting them to collect their payments and issue new loans, we do allow customers to repay their loans through their banks on a day that’s suitable for you.

Simply complete our online application form and a member of our customer service team will be in touch.

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How it works in 5 easy steps

1

Use the slider at the top of the home page to view a quote.

2

Complete your application online.

3

We understand our customers and that life can throw up challenges. We view every application on its own merits to make sure we treat everyone fairly.

4

After we have reviewed your application, a local representative will be in touch to finalise the last part of the process. We always try and get back to you ASAP. This can take up to 2 working days to complete.

5

Once approved you will get the funds paid directly to you or in to your bank account.

Common Questions

Applying is straightforward! Fill out our online form with some basic information, and we’ll handle the rest. We aim to get back to you quickly with decisions.

You can borrow up to £500, but if you are a previous customer you can borrow up to £1,000 through your agent. This amount is designed to cover short-term financial needs effectively, helping you manage your expenses with ease.

Your initial loan will have a flexible payment period of 25 weeks. Repayments can be from weekly to Monthly to suit your requirements.

We believe in transparency, so there are no hidden fees. All costs will be clearly outlined before you accept your loan, so you know exactly what to expect.

You can reach out to us via our contact form or give us a call. Our friendly support team is here to assist you with any questions or concerns you may have.

If you’re having trouble with payments, please let us know right away. We can discuss options to help you manage your repayments without added stress.

Yes, you may adjust your loan amount before finalizing your application. Just let us know what you’re aiming for, and we can help make the necessary changes.

Absolutely. We prioritize your privacy and use secure methods to protect your personal information during the application process. Please see our privacy policy.

Yes, you can pay off your loan earlier if you prefer. Feel free to reach out for details on how that works.

If a payment is missed, it’s important to contact us as soon as possible. We can discuss your options and find a way to get back on track together.

Getting started is easy! Just head to our application page and fill in your details. We’ll guide you through the rest.

Of course! We are a friendly team who will discuss any concerns or offer assistance with your application in person. We’re here to help.

Ready to Apply for a Loan?

Take the next step towards securing your loan today. At GR Finance, we aim to make the application process simple and stress-free. You can borrow up to £500 with flexible repayment options tailored to your needs. Our friendly team is here to support you every step of the way. Let’s get started!

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Entering into an agreement would be unsuitable to support sustained borrowing over longer periods and would be expensive as a means of longer borrowing. Late repayment can cause you serious money problems.

For help, go to moneyhelper.org.uk