Welcome to GR Finance!
GR Finance Ltd is an established family run business that specialises in home credit. Bringing small cash loans repayable over a short period to customers that cannot access mainstream credit.
"We're a Hartlepool based family business that started in 2006. Many things have changed since then, but the one constant is that we have always, and always will, put customers at the centre of every decision we make.
As a family run business we instil those family values in everything we do.
Our Principles are as strong now as ever they were that's why our products are transparent, easy to understand and offer great flexibility"Graham Richardson, Director


Our Journey Begins
GR Finance started in 2006 with a mission to help everyday people access home credit especially where they we unable to access mainstream credit. Over the years, we’ve built a reputation for reliability and support. We focus on understanding our clients’ needs, providing easy and flexible loan options to fit different financial situations. Doing this all while maintaining our family run culture and our network of agents.
And Continues into the future
GR Finance continues to offer the same service to our customers, in their own homes. While expanding to cover more areas around the United Kingdom. In 2026 we will celebrate 20 years of GR Finance.
Key Achievements at GR Finance
We’re proud of our numbers! Here at GR Finance, we’ve processed thousands of loans, helping our customers achieve their financial goals. Our aim is to provide efficient, friendly service with each application.
Loans Approved Last year
Excellent Review Rating
Years in Business
Why Choose Us?
The Benefits of Partnering with GR Finance
At GR Finance, we focus on providing you with flexible loan options and personalised support. Let us be your go-to source for short-term loan solutions.
01
Flexible Terms
Enjoy loan repayment terms that fit your schedule. We work with you to find options that suit your needs.
02
Personalised Service
Our friendly team is here to assist you every step of the way.
03
Quick Approval
We aim to get you the cash you need quickly with our fast loan approval process. We value your time and aim to help you without delays.
Family Run
Customer Focused
Established Business
Ready to Apply for a Loan?
Take the next step towards securing your loan today. At GR Finance, we aim to make the application process simple and stress-free. You can borrow up to £500 with flexible repayment options tailored to your needs. Our friendly team is here to support you every step of the way. Let’s get started!
Entering into an agreement would be unsuitable to support sustained borrowing over longer periods and would be expensive as a means of longer borrowing. Late repayment can cause you serious money problems.
For help, go to moneyhelper.org.uk